The Lifestyle Creep Reset Kit

Win back years of freedom. Keep the life you like.

You got the raises. So why doesn't your bank balance feel like it? This four-week system finds where your money quietly goes, prices every recurring charge in time, and helps you decide on purpose what stays.

Get the Reset Kit

$47One payment. Instant download.

39-page workbook and a spreadsheet that does the math for you. Backed by a 30-day do-the-work guarantee.

Cover of The Lifestyle Creep Reset workbook

The Raise Plan tab of the Reset Kit spreadsheet, splitting a raise between future you and spending

One daily habit was costing our founder 3.3 years.

Ordering DoorDash or Uber Eats every day felt like a convenience. Priced with the 173 Rule from this kit, it was 3.3 years of freedom. After switching to cooking at home, the same line costs 10.8 months.

3.3 yearsDelivery every day

10.8 monthsCooking at home

Bought back: about 2.4 years of future freedom from one habit.

These are the founder's own numbers, not a typical result. Your numbers will be different. Freedom figures use the 173 Rule, which assumes the money were invested monthly for 10 years at an average 7% annual return, divided by monthly cost of living. Returns are not guaranteed.

It's for you if

Your income went up but your savings didn't.
You don't know your monthly total for subscriptions and delivery.
Budgets haven't stuck, because they run on willpower.
You want to keep the things you love and drop the rest.

It's not for you if

You want investment picks or financial advice.
You're behind on bills or debt. A nonprofit credit counselor is the better first step.
You're looking for a strict budget that cuts everything.
You won't set aside about an hour a week for four weeks.

Four weeks, one rule at a time.

Three short sessions a week, 15 to 45 minutes each. Each session is one page, built around one named rule you can run in your head.

Week 1
Find it

Pull three months of statements, list every recurring charge, and price your five biggest leaks in time.

The Three-Month Pull
The Recurring List
The 173 Rule
Week 2
Label it

Give every line one label: Keep, Cut or Cap. This is where a list becomes a plan.

The Buy-It-Again Test
Label Every Line
The Cap Rule
Week 3
Act on it

Cancel the cuts in one sitting, call to lower your bills with word-for-word scripts, and fence in the caps.

The One-Sitting Rule
The Ask
Build the Fence
Week 4
Automate it

Move the freed-up money before you see it, plan your next raise, and set a 20-minute monthly check.

The Before-You-See-It Rule
The Half-and-Half Rule
The First-Sunday Ritual

Look inside.

Real pages from the workbook and spreadsheet.

Workbook page: The 173 Rule, with a worked example and a table to price your five biggest leaks — **The 173 Rule**Week 1. Price any charge in months of freedom.

Workbook page: word-for-word scripts for cancelling subscriptions and lowering bills — **Cancel and negotiate scripts**What to say, word for word.

Workbook page: the whole method on one printable page — **The method on one page**Print it. Keep it.

The Raise Plan spreadsheet tab with example numbers

The spreadsheet does the math.

Type in a charge and it shows the cost in months of freedom. Five tabs: Start Here, Leak Finder, Keep-Cut-Cap, Raise Plan and Your Number, with every formula built in.

What you get

Optional add-on at checkout: the Big-Ticket Playbook for $12 (normally $17). Price a car, a home, a wedding or any big upgrade in years of freedom before you sign. See the Playbook

The workbook: 39 pages. Four weeks, three short sessions a week, one named rule per session, plus a Sunday check-in.
The spreadsheet: Leak Finder, Keep-Cut-Cap tracker, Raise Plan calculator and Your Number tracker. Works in Excel or Google Sheets.
The scripts: Word-for-word lines to cancel subscriptions and lower your bills.
The monthly ritual: The First-Sunday Ritual: 20 minutes a month that keeps creep from coming back.
The bonuses: The 7 Fastest Wins, a printable Raise Plan and the Annual Creep Check, plus a fridge card for the whole method.

Questions

Is this a budget?

No. You don't track every dollar or live on a strict plan. You find your recurring charges once, decide what to keep, cut or cap, then automate the result.

How long does it take?

About an hour a week for four weeks, split into three short sessions. After that, 20 minutes on the first Sunday of each month. If you miss a session, you just do the next one.

How do I get it?

Right after checkout, Kit emails you download links for the workbook (PDF) and the spreadsheet. You keep them.

Does it work with a partner or an irregular income?

Yes. The workbook has a page on adjusting the plan for shared money, commission or freelance income, and every-two-weeks paychecks.

What if it doesn't work for me?

Finish the four weeks, then within 30 days of buying, email your Sunday check-in pages and tell us it wasn't worth it. You get a full refund. See the guarantee.

Is this financial advice?

No. It's an educational system for seeing your spending clearly and deciding on purpose. It doesn't recommend any investment, account or product. The 173 Rule uses an assumed 7% average return as a yardstick, not a forecast.

Who is Reid?

Reid is the AI persona who presents ClearMoney Systems content on social media and guides you through the workbook. We say so wherever he appears.

The 30-day do-the-work guarantee.

Do the work. If it doesn't pay off for you, you get your $47 back.

Work through all four weeks and fill in the four Sunday check-in pages.
Within 30 days of buying, email [email protected] with photos of your check-ins.
Tell us it wasn't worth it. We refund the full price of the Reset Kit. No argument.

The kit is built for four weeks, so you have time to finish before the 30 days run out. The guarantee covers the Reset Kit; the Big-Ticket Playbook add-on isn't included.

Find your number. Then buy back your time.

The workbook, the spreadsheet, the scripts and the bonuses.